If you’ve been following our Journey to Becoming Credit Card Debt-Free, you’ll know that we’re huge fans of Dave Ramsey and the advice he has to offer. We have been following his 7 Baby Steps to becoming credit card debt-free which has worked for us, although by no means was it a quick and […]
South Africans spend, on average, 12,8% of their income on food and beverages per month, making this one of the top 3 expenditures in South African households along with transport and housing. We used to spend roughly the same amount of our income on food, and sometimes even more than that, if truth […]
It’s February already. It seems like we’ve only just returned to work the other day! But here we are, now almost at the end of February. As I was working on my budget for next month I remembered that now is the time to start budgeting for Christmas expenses. Yes, that’s right. That, for […]
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