If you’ve been following our Journey to Becoming Credit Card Debt-Free, you’ll know that we’re huge fans of Dave Ramsey and the advice he has to offer. We have been following his 7 Baby Steps to becoming credit card debt-free which has worked for us, although by no means was it a quick and […]
I haven’t done an update on our credit-card debt free journey in quite a while. It’s been nearly 3 years since we first started our journey to becoming credit-card debt free and we paid off our first credit card debt in November 2014. We are now almost completely debt-free on the second credit […]
Just the other day I read an interesting article We Earn Millions But Lose it to Debt. The most striking point the article presents is that American workers earn on average US$ 2 million in their lifetime, but lose 27% of this income to tax and a further 20% of this amount to debt, […]
If you’ve read my posts Becoming Credit Card Free: Our Journey Part 1 and Part 2, you’ll know that we are on our way to becoming completely credit card free in just a few more months, if all goes according to plan. I cannot wait! And on that note, I wanted to share with […]
Our very first credit card was paid off in full and the account closed in November 2014 (you can read more about our journey here). This was a small victory for us but a victory nonetheless! We just couldn’t be happier. We celebrated the day we closed that account and immediately started talking about […]
Just as I was starting to think things were looking good for us this month, and we were on track financially, well, guess who decided to come pay us a visit? Murphy, of course. That one unwelcome visitor none of us want to see standing at the door! Not at any time of the […]
If you are on a journey to becoming debt free, and you’re finding it difficult to stay motivated during the long months ahead as you watch the balance go down very slowly in spite of all those extra payments you’ve been making each month, you are not alone. Staying motivated was probably the most […]
Proverbs 22:7 ‘The rich rule over the poor, and the borrower is a slave to the lender.’ Becoming credit card free and living life more frugally hasn’t been an easy journey for us. But the option of living life as borrowers, ‘servants to the lender’ and to credit card debt, can’t feel that […]
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